This limited-time, locked-in rate of 4.99% APR¹ won’t be around forever.
Have a vision? Together, we’ll see it through.
Each stage of life brings new visions of fun, adventure, home and family. Discover how a Home Equity Line of Credit (HELOC) through Glacier Hills gives you the funds needed to see those visions through.
With a HELOC, the possibilities are endless.
Regardless of your goals, a low-rate HELOC can help you leverage the power and equity in your home to find the finish line. Not only does it provide a powerful line of credit, you only accrue interest on the amount you’ve drawn. And whether you use the line or not, having it in your back pocket gives some serious peace of mind.
From a new bathroom to finally putting new insulation in your attic, a HELOC uses your existing equity to help create more.
Use a HELOC to consolidate high-interest credit card debt into a single, much more affordable monthly payment.
Have a HELOC ready just in case you need a financial safety net. From medical bills to major car repairs, it’s there to help.
What makes a HELOC so helpful?
Your home = Your equity
Your home holds value, otherwise known as home equity. You can use that equity to secure up to 80% of your home’s value in credit to use whenever and however you need it.
Your own line of credit
Once that line of credit is secured, you can use it whenever and however you want — only having to pay back the amount you actually use, including interest.
Get the job done on the cheap
Our HELOC comes with far lower rates than most credit cards and much better repayment terms, giving you more affordable means to get any job done.
Low closing costs | Potential tax-deductible interest² | Flexible use + Affordable payments | No prepayment penalties
From the paths we’ve traveled to the journey ahead, here’s to 90 amazing years in your community.
From our humble beginnings at the Aluminum Company back in 1934 to where Glacier Hills Credit Union stands today, we couldn’t have done it without our members and their desire for a better financial home. Regardless of the paths in front of you, you’ve got a trusted financial partner who has been in the community for more than 90 years. With Glacier Hills, you gain access to our incredible rates, personal service and network of over 5,000+ shared branches and surcharge-free ATMs across the country. The journey is what you make it—isn’t it time you own yours?Become a member
APR = Annual Percentage Rate, all rates subject to change. Up to 80% Loan-to-Value (LTV). Rate is variable. Additional rates and terms are available. Rate is locked for 12 months, then set at Prime (recently 8.50%) or as low as 4.00% APR whichever is higher. Rate subject to change after 12 months from closing date, and thereafter on the last day of each month based on the Wall Street Journal published Prime Rate on the 20th of each month. Maximum Rate 17% APR. Minimum payment is 1.5% of balance as of last advance rounded to the next $100. Minimum credit line is $5,000. Property insurance required, flood insurance may be required. If an appraisal is required, there will be an additional charge typically $385 - $425. Owner occupied, Wisconsin only. Excludes existing Glacier Hills HELOC refinances.
Check with your tax advisor.