Glacier Hills Credit Union home

Apply today to lock in your 4.99% APR%¹ Home Equity Line of Credit!

Wish made, wish granted.

Whether you’re upgrading your living space or planning an unforgettable getaway, a Home Equity Line of Credit is here to provide the funds you need, exactly when you need them. Tap into your home’s value and bring your biggest dreams to life.

Borrow up to 80% LTV¹
12-Month locked-in rate 4.99% APR¹
Withdraw funds Anytime
24/7, 363 Loan Hotline

Or call our 24 hours a day, 7 days a week at (262) 338-7777

HELOC vs. Credit Card Interest Rates

The numbers don’t lie.

Although when used responsibly, credit cards are an incredible financial tool, the interest rates most charge shadow over what a HELOC from Glacier Hills offers. Compare our 12-month locked-in rate of 4.99% APR¹ to the national average for all new credit cards at 24.92% APR² and well, you do the math.

Always there when you need it.

A Home Equity Line of Credit is like having a key to make your wishes come true. Not only do you get flexible access to your home’s value, you only accrue interest on the amount you've drawn.

Home renovations and improvements

From a new bathroom to finally putting new insulation in your attic, a HELOC uses your existing equity to help create more.

Debt consolidation

Use a HELOC to consolidate high-interest credit card debt into a single, much more affordable monthly payment.

Emergency expenses

Have a HELOC ready just in case you need a financial safety net. From medical bills to major car repairs, it’s there to help.

Limited-time special 4.99% APR¹ 12-month locked-in rate

Apply online Contact us

24/7, 363 Loan Hotline

Or call our 24 hours a day, 7 days a week at (262) 338-7777

What makes a HELOC so helpful?

1
Your home = Your equity

Your home holds value, otherwise known as home equity. You can use that equity to secure up to 80% of your home’s value in credit to use whenever and however you need it.

2
Your own line of credit

Once that line of credit is secured, you can use it whenever and however you want — only having to pay back the amount you actually use, including interest.

3
Get the job done on the cheap

Our HELOC comes with far lower rates than most credit cards and much better repayment terms, giving you more affordable means to get any job done.

Low closing costs | Potential tax-deductible interest² | Flexible use + Affordable payments | No prepayment penalties

24/7, 363 Loan Hotline

Or call our 24 hours a day, 7 days a week at (262) 338-7777

Glacier Hills 90th

From the paths we’ve traveled to the journey ahead, here’s to 90 amazing years in your community.

From our humble beginnings at the Aluminum Company back in 1934 to where Glacier Hills Credit Union stands today, we couldn’t have done it without our members and their desire for a better financial home. Regardless of the paths in front of you, you’ve got a trusted financial partner who has been in the community for more than 90 years. With Glacier Hills, you gain access to our incredible rates, personal service and network of over 5,000+ shared branches and surcharge-free ATMs across the country. The journey is what you make it—isn’t it time you own yours?

Become a member
¹

APR is Annual Percentage Rate, all rates subject to change. Up to 80% Loan-to-Value (LTV). Rate is variable. Additional rates and terms are available. Rate is locked for 12 months, then set at Prime (recently 8.50%) or as low as 4.00% APR whichever is higher. Rate subject to change after 12 months from closing date, and thereafter on the last day of each month based on the Wall Street Journal published Prime Rate on the 20th of each month. Maximum Rate 17% APR. Minimum payment is 1.5% of balance as of last advance rounded to the next $100. Minimum credit line is $5,000. Property insurance required, flood insurance may be required. If an appraisal is required, there will be an additional charge typically $385 - $425. Owner occupied, Wisconsin only. Excludes existing Glacier Hills HELOC refinances.

²

Data is accurate as of September 9, 2024 and was sourced from Lendingtree.com. Interest rate data is used for comparison only and is subjec to change without notice.