Glacier Hills Credit Union home

We’ve guided financial journeys since 1934. Let us help you own yours.

Every financial journey is one of a kind. We’ll help you own yours.

Auto Loans & Refinancing —

Get a little extra for the road ahead.

Regardless if your view is from the front seat or the back row, a Glacier Hills auto loan is a smart financial decision. We give you low rates, flexible terms and 90 payment-free days¹ whether you’re purchasing, refinancing or buying out a current lease.

  • No payments for 90 days¹
  • Rates as low as 4.74% APR²
  • Affordable payments
Personal Loans —

The loan that makes anything possible.

Forget high-rate credit cards. With the ability to borrow up to $25,000 and rates at a fraction of what credit cards charge, our Personal Loan is more than just a loan. It’s an invitation to possibility.

  • No payments for 90 days¹
  • Borrow up to $25,000
  • Rates as low as 8.99% APR³
User Guide to Personal Loans FAQ
You sure can! Holiday spending always seems to go over budget, and too many of us are just accustomed to keep swiping that credit card. With a Personal Loan from Glacier Hills, you can pay off holiday debt with a flat, affordable monthly payment at a rate that is a fraction of what credit cards charge. And you stop that costly cycle of making minimum credit card payments.
For starters, the two are very different from each other. A Glacier Hills Personal Loan provides you with a lump sum (up to $25,000), and then you pay it back over the set term of your choice. That monthly payment will always be the same, so it’s easy to budget for. And when you’ve paid off the loan, you are done.

With a credit card, you have a revolving line of credit. So, when you use the card and manage to pay it off, the temptation is there because you now have the line of credit to use all over again. Or most of us just charge the card up and then make a payment, leaving a balance that tends to grow over time. And with credit card rates in the upper teens to low 20’s, those interest charges make a mighty big (and negative) impact on your budget.
For us, the answer is a no-brainer, but it’s a question we get asked all the time. Glacier Hills Credit Union is member-owned, which puts you, the member, in control of your money. Because we answer to you (not corporate shareholders), we’re able to offer much lower rates and lower fees on the same incredible products the big banks offer. From checking and savings accounts all the way to mortgages, auto loans and hometown service, we’ve got you covered.
Boat & RV Loans —

Leave no stone (or wave) unturned.

When spring fun awaits in every direction, where do you start? Right here. Let the adventure planning begin with an RV/Boat Loan from Glacier Hills. With low rates, great terms and no payments for 90 days¹, you’re free to leave no path uncharted.

  • No payments for 90 days¹
  • Competitive rates
  • Terms up to 180 months
The Glacier Hills Field Guide

Community happenings, financial guidance and stories from Glacier Hills Credit Union.


Approval is subject to credit criteria. Interest will begin accruing at the time of loan.


APR = Annual Percentage Rate. All rates are subject to change without notice and based on credit history. Minimum loan amount of $8,000 required for 60-month terms, $15,000 for 75-month terms and $20,000 for 84-month terms. Payment examples are per $1,000 borrowed for model years 2012 – 2023: 84 at 6.24% = $14.72; 72 at 5.49% = $16.33; 60 at 5.24% = $18.98; 48 at 4.99% = $23.02; 36 at 4.74% = $29.85. Other rates and terms available. Member eligibility required.


APR=Annual Percentage Rate. All rates subject to change without notice and based on credit. Boat, RV and Travel Trailers of $25,000 qualify for 96-180 month terms. Other rates and terms available. Payment examples for $1,000 borrowed: 36 at 5.74% = $30.30, 48 at 5.99% = $23.48, 60 at 6.24% = $19.44, 72 at 6.74% = $16.92, 84 at 6.99% = $15.09, 96 at 7.24 = $13.75; 120 at 7.49% = $11.86; 180 at = 7.74% = $9.41. Member eligibility is required.